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E-commerce & Accounting16 Aug 2026·4 min read

Accounting for E-Commerce Returns and RTO 2026

Returns reverse revenue, cut the TCS base and leave logistics cost behind. How to account for RTO and returns so your margin is real.

RK

CA & CS Team

Regikart

Accounting for E-Commerce Returns and RTO 2026

At a glance

ParameterDetail
Effect on revenueReversal, in the month the return occurs
Effect on GST TCSReduces the net value on which TCS is computed
Effect on Section 194-O TDSNone. That is deducted on gross sales
Costs that survive a returnForward shipping, reverse logistics, packaging, handling
Inventory effectStock returns to the ledger, sometimes at reduced value
Highest-exposure categoriesApparel, footwear, home furnishing, fashion accessories
ReportingReturn rate tracked by channel and by SKU, not as a single blended figure

The three things a return does

First, it reverses revenue. The sale did not happen, and revenue recognised on despatch must come back out in the month the return occurs, not whenever a credit note is processed.

Second, it reduces the TCS base. Section 52 TCS is computed on the net value of taxable supplies, meaning supplies through the platform less supplies returned during the month. A heavy-return month therefore carries a smaller TCS charge.

Third, and this is what sellers underestimate, it leaves cost behind. Forward shipping was incurred, reverse logistics is incurred, packaging is often unusable, and handling time is spent. None of that reverses.

RTO is not the same as a customer return

TypeWhat happenedAccounting consequence
Return to origin (RTO)Undelivered. Customer refused or was unreachableRevenue reversed, stock returns generally saleable, forward and reverse freight both incurred
Customer returnDelivered then returnedRevenue reversed, stock may return in reduced condition, higher handling cost
Lost or damaged in transitNever came backRevenue reversed, stock written off, platform reimbursement claimed separately
Cancelled before despatchNo supply madeNo revenue recognised at all, no TCS base effect

Why a blended return rate hides the problem

A seller reporting an overall return rate of, say, 18 per cent learns very little from it. Return behaviour varies enormously by category, by channel and by individual SKU. A single size or colour variant can carry a return rate double the catalogue average and drag a whole product line into loss.

The useful reporting cut is return rate by channel and by SKU, set against contribution margin. That is what identifies the listings that should be repriced, re-photographed, re-sized or delisted, and it is not visible in a blended figure.

Getting reimbursements right

Platforms reimburse for stock lost or damaged in their custody. Those reimbursements are income and belong in the books, but they are frequently missed because they arrive inside a settlement rather than as a separate receipt.

They also need to be claimed. Reimbursement windows are finite, and a seller who reconciles settlements only at year end will typically find claims that have expired. This is one of the clearest cases where monthly reconciliation pays for itself directly.

When should a return be recognised?

In the month the return occurs, not when a credit note is eventually processed. Recognising returns late overstates revenue in the earlier month, overstates the TCS base for that month, and makes the GST return position inconsistent with the settlement file that supports it.

Do returns reduce my Section 194-O TDS?

No. Section 194-O income tax is deducted at 0.1 per cent on the gross amount of sales facilitated through the platform, and it is not adjusted for returns the way the GST TCS base is. This is one of the practical differences between the two withholdings that makes netting them impossible.

How do I account for RTO shipping costs?

As an expense in the period incurred, kept in a separate head from forward shipping on delivered orders. Splitting them is what makes true contribution margin visible, because a channel with heavy RTO can be carrying double freight on a large share of orders while showing acceptable gross margin.

Should returned stock go back at full value?

It depends on condition. Stock returned unopened and saleable generally returns to inventory at cost, while stock returned damaged, opened or out of season should be written down to net realisable value. Bringing everything back at full cost quietly overstates both inventory and profit.

Are platform reimbursements taxable income?

They are income and must be recorded, whether they arrive as a separate credit or embedded within a settlement. They are also time-limited to claim, which is a strong argument for monthly reconciliation, since claims identified a year later have often passed the platform's window.

E-commerceMarketplaceGST
RK

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CA & CS Team

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