Net Worth Certificate for Visa (CA Report)
A CA-certified, dual-currency statement of net worth used as proof of funds for a visa. Issued only by a practising ICAI CA with an 18-digit UDIN. Often same day; soft copy in hours, hard copy to follow.
- ICAI CA issued
- UDIN-authenticated
- Dual currency
- Same-day soft copy
Reviewed by CA & CS Team · Regikart | Last Updated: 28 May 2026
A net worth certificate for a visa is a CA report that proves your funds to an embassy, shown in INR and the destination currency. It must be issued by a practising CA with a UDIN, dated within about 1 to 3 months of applying. For student visas, the sponsor's net worth is usually what counts.
Net worth certificate for visa: what you need to know
The two things that make it a visa certificate are the dual-currency format and the proof-of-funds purpose. It shows your wealth in both INR and the destination currency, and gives the consulate verified assurance that you can support your stay.
| What it is | CA report proving funds, in dual currency |
|---|---|
| Format | INR plus destination currency (RBI reference rate) |
| Issued by | Practising ICAI CA, with an 18-digit UDIN |
| Whose net worth | Applicant, or parents/sponsors for a student visa |
| Recency | Usually within 1 to 3 months of applying |
| Timeline | Often same day with complete documents |
Real outcomes for students and sponsors
Regikart issued our family's dual-currency net worth certificate the same day. The UDIN and INR-to-CAD conversion were exactly what the consulate wanted. My study permit came through without queries.
They prepared a sponsor certificate alongside my ITR review. The format was UK-specific and we did not need a single revision. The CA's UDIN-authenticated report passed UKVI scrutiny first time.
Tight deadline, Aussie GTE test, last-minute panic. Regikart's express service got me a UDIN-authenticated dual-currency certificate in hours. Hard copy arrived in time for visa submission.
Verified proof of funds, in the format consulates expect
Proof of funds
Embassies need to see you, or your sponsor, can fund the stay without becoming a public charge abroad.
Dual-currency format
INR plus destination currency at the RBI reference rate, so a visa officer can read figures without converting.
UDIN-authenticated
An 18-digit UDIN makes the certificate verifiable at udin.icai.org and harder to question than a plain statement.
Ties to India
Quantified assets demonstrate financial ties to India that support your return after study or travel.
In plain language
Another name for the visa net worth certificate, prepared by a practising Chartered Accountant.
Every asset and liability shown in INR and the destination currency at the RBI reference rate.
Unique Document Identification Number; an 18-digit code verifiable at udin.icai.org.
The embassy's confirmation that the applicant or sponsor can fund the stay abroad.
Parent or family member whose net worth covers a student or dependant applicant.
The official INR-to-foreign-currency conversion rate used on the certificate date.
Anyone proving funds to an embassy
Embassies increasingly scrutinise self-declared affidavits and plain bank statements, and prefer a CA-certified, UDIN-authenticated certificate, which is harder to fake and easier to verify.
- Students applying for study permits to Canada, the UK, USA, Australia or Schengen countries.
- Parents or sponsors funding a dependent applicant's visa or study abroad.
- Visitors and business travellers needing proof of funds for tourist or business visas.
- Immigration applicants under Express Entry, Skilled Worker, Innovator or Subclass 500 programmes.
- NRIs and applicants already abroad who need a digitally issued certificate without travelling to India.
Country-by-country at a glance
Requirements vary by embassy and change, so treat this as general guidance and confirm the current rule for your visa.
| Country | Typical requirement | Common visa types |
|---|---|---|
| Canada | Mandatory or strongly recommended (proof of funds) | Study permit, Express Entry, Start-up |
| United Kingdom | Essential; CA-certified preferred | Student, Skilled Worker, Innovator |
| Australia | Required; supports the GTE test | Subclass 500 student, visitor, business |
| Schengen (EU) | Type D mandatory; Type C recommended | Long-stay and short-stay visas |
| USA | Strongly recommended | Student (F-1), visitor, business |
Visa net worth certificate services
Applicant and sponsor certificates
For the student, the parents or the sponsor, as the visa needs.
Dual-currency format
INR plus the destination currency at the RBI reference rate.
Country-specific layout
Presentation embassies of Canada, UK, USA, Australia and Schengen expect.
UDIN compliance
Every certificate carries a verifiable 18-digit UDIN.
NRI and remote issuance
Documents online, certificate issued digitally; no need to be in India.
Fast turnaround
Same-day soft copy in straightforward cases, with the hard copy to follow.
Issued in 6 steps
- 01
Tell us the destination
Share the destination country, visa type and whose net worth is required (applicant or sponsor).
- 02
Share documents
Bank statements, FDs, investments, property papers and details of liabilities.
- 03
CA verifies figures
Our CA verifies the figures and applies the RBI reference rate for the dual-currency conversion.
- 04
Country-appropriate format
We prepare the certificate in the country-appropriate, dual-currency format.
- 05
Issue with UDIN
We issue it with the CA's signature, seal, membership number and an 18-digit UDIN.
- 06
Receive soft & hard copy
Soft copy quickly, hard copy where required, ready to submit with the application.
What you will need to keep ready
Identity and PAN
- PAN and identity proof of the applicant or sponsor
- Passport copy of the applicant
- Visa application reference or admission letter (where available)
- Address proof of the applicant or sponsor
Assets and investments
- Bank statements (last 6 months) and fixed deposit details
- Investment and demat statements (shares, mutual funds, bonds)
- Property documents and other asset proof
- Insurance policies and surrender value, where applicable
Liabilities and sponsor proof
- Details of all loans and liabilities (home, vehicle, personal)
- Sponsor's ITR for the last 2 to 3 years (student visa)
- Salary slips or income proof of sponsor
- Affidavit of support, where the embassy requires one
Visa certificate vs general net worth certificate
| Point | For visa | General |
|---|---|---|
| Format | Dual currency (INR plus destination) | Usually INR only |
| Purpose | Proof of funds to an embassy | Loans, tenders, demat, legal |
| Whose net worth | Often the sponsor or parents | Usually the applicant |
| Recency | Often within 1 to 3 months | Set by the institution |
| UDIN | Mandatory | Mandatory |
Transparent fees, no surprises
There is no government fee. The Regikart professional fee depends on whether dual currency and express issuance are needed, and on the complexity of assets.
Visa Certificate
Standard dual-currency CA report for a single applicant.
- Document review and asset verification
- Dual-currency conversion at RBI reference rate
- UDIN-authenticated CA certificate
- Soft copy delivered fast
Student + Sponsor
Most popular for student visa applications with parental funding.
- Applicant and sponsor certificates
- Sponsor ITR review and integration
- Country-specific layout (Canada, UK, USA, Aus, Schengen)
- Affidavit of support guidance
Express Same-Day
For tight embassy deadlines and last-minute submissions.
- Everything in Visa Certificate
- Same-day soft copy issuance
- Hard copy by courier where needed
- NRI and remote-applicant friendly
| Service | Fee |
|---|---|
| Visa net worth certificate (dual currency) | On request |
| Sponsor certificate (student visa) | On request |
| Same-day or express issuance | On request |
| Additional family member certificate | On request |
| Government fee | Nil |
All fees and charges listed are indicative only and do not constitute a binding offer. Final amounts may vary depending on the volume of work and the complexity involved.
A CA-led visa certificate partner
Practising ICAI CAs
Certificates issued by qualified Chartered Accountants with a valid Certificate of Practice.
UDIN every time
Every certificate carries a verifiable 18-digit UDIN registered with ICAI.
Country-aware formatting
We know what Canada, UK, USA, Australia and Schengen embassies expect, including dual currency.
Pan-India service
Offices in Kolkata, Delhi, Gurugram and Pune; remote and NRI support across all states.
Fast turnaround
Often same-day soft copy in straightforward cases, hard copy to follow.
Transparent pricing
Clear quotes for applicant, sponsor, family and express engagements - no surprises.
What causes visa rejection - and how we avoid it
No UDIN
An unauthenticated certificate is rejected. Ours always carries a verifiable 18-digit UDIN.
Single currency
Embassies expect dual currency. We always include the destination currency at the RBI reference rate.
Stale certificate
An old certificate looks out of date. We issue it close to your application date.
Inflated values
Overstated assets trigger suspicion. We use defensible, market-aligned valuations.
Wrong sponsor
For student visas, the sponsor's net worth is what counts. We map facts to the right person.
Self-declared affidavit
Embassies increasingly reject affidavits. Only a CA-certified UDIN report passes scrutiny.
Hand-off the paperwork, focus on the visa
| Aspect | Doing it yourself | With Regikart |
|---|---|---|
| UDIN authentication | Self-declared affidavit, no UDIN, likely rejected | Verifiable 18-digit UDIN registered with ICAI |
| Dual currency | Single currency, embassy questions the figures | INR plus destination currency at RBI reference rate |
| Sponsor handling | Wrong person's net worth shown | Correct applicant or sponsor mapped to visa type |
| Recency | Stale certificate, looks out of date | Issued close to your application date |
| Valuations | Inflated or unsupported asset values | Defensible, market-aligned valuations |
| Country-specific layout | Generic format, embassy unfamiliar | Layout familiar to Canada, UK, USA, Aus, Schengen |
Issued under ICAI and RBI standards
Only a practising Chartered Accountant with a valid Certificate of Practice can issue the certificate, with signature, seal, membership number and an 18-digit UDIN verifiable at udin.icai.org.
- Who can certify
Only a practising Chartered Accountant with a valid Certificate of Practice. The certificate carries the CA's signature, seal, membership number and a verifiable 18-digit UDIN.
- Dual currency and rate
Embassies expect the certificate in INR and the destination currency, converted at the RBI or FBIL reference rate on the certificate date, so the figures are current and consistent.
- Proof of funds file
The certificate is part of a financial file. For student visas it sits with the sponsor's ITR, bank statements and an affidavit of support, and the embassy cross-checks asset values against documents.
- Embassy variance
Each country and visa class sets its own rules and recency window, with Germany and France among the strictest. Confirm the current requirement for your specific visa before applying.
Frequently asked questions
Quick answers on dual currency, UDIN, sponsor, recency, country requirements and turnaround.
Still have questions?
Book a free 20-minute consult with a senior partner - we'll walk through your case and outline next steps.
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The ITR embassies review alongside net worth for sponsors.
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Learn moreVisa deadline approaching?
Get a dual-currency, UDIN-authenticated CA report fast. Our CAs handle applicant or sponsor certificates, country-specific formatting, and digital issuance for NRIs and applicants already abroad.
- UDIN-authenticated
- Dual-currency at RBI rate
- Same-day soft copy
- NRI and remote friendly