For a bank loan
Combined net worth supporting a business or personal loan application.
- Personal + business assets
- From ITR & balance sheet
- UDIN-tagged
- Bank-ready format
A sole proprietorship has no separate legal identity, so in law the proprietor and the business are the same person. The net worth certificate combines personal and business assets and liabilities into one figure, UDIN-tagged, for loans, tenders and visas.
Starting at
₹1,999 onwards
NWC for Proprietorship
Sole proprietors proving financial standing
Timeline
2-4 working days
Because a sole proprietorship is not a separate legal entity, the proprietor's net worth and the firm's net worth are one and the same. A CA certifies the combined assets and liabilities - personal and business together - supported by the income tax return and, where books are kept, the proprietorship balance sheet and capital account. The certificate carries a UDIN and is accepted by banks, tendering authorities and embassies.
TL;DR
A proprietorship has no separate legal identity, so the certificate combines the proprietor's personal and business assets and liabilities into one net worth figure. Prepared from the ITR and balance sheet, UDIN-tagged, and usable for loans, tenders and visas.
Sole proprietorship
A business with no separate legal identity from its owner - the proprietor is the business in law.
Capital account
The proprietor's investment in the business, part of the combined net worth.
UDIN
The 18-digit ICAI number verifying a CA-signed certificate at udin.icai.org.
Combined net worth supporting a business or personal loan application.
Proprietor net worth on the correct basis, referencing the tender.
01
We collect your ITR, proprietorship balance sheet and asset / liability proofs.
02
We combine personal and business assets and liabilities and value them on the correct basis.
03
We draft the certificate for your purpose - loan, tender or visa - in the right format.
04
We generate the UDIN, sign and stamp it, and deliver the certificate.
Upload via our secure portal. We pre-check every scan before filing - cuts portal rejections by ~90%.
Still unsure if NWC for Proprietorship is right for your case? Book a free 20-minute consult - a senior CA / CS will walk you through your specifics.
Still have questions?
Book a free 20-minute consult with a senior partner - we'll walk through your case and outline next steps.
Talk to a partner →A senior CA / CS will get on a call with you, confirm scope and start the work - usually within 24 hours.