Zoho Books accounting services for Indian businesses.
CA-led monthly bookkeeping, GST and TDS filings, and Zoho Books setup for Indian businesses. Clean books, on-time returns, one team handling everything from your invoices to your ITR.
Trusted by 500+ Indian businesses · Headquartered in Kolkata with offices in Delhi, Gurugram, and Pune · GST Suvidha-aware · ICAI member firm
Reviewed by CA & CS Team · Regikart · Last updated 26 May 2026
Service at a glance.
A one-glance summary of what the Zoho Books engagement covers, who it suits, and how soon you go live. Full scope follows below.
| Parameter | Detail |
|---|---|
| Starting price | Rs 2,499 per month (Monthly Accounting & Bookkeeping tile) |
| Software | Zoho Books - India edition (cloud, GST-ready) |
| What is covered | Setup, monthly bookkeeping, bank reconciliation, GSTR-1, GSTR-3B, e-invoicing, e-way bills, TDS, year-end financials |
| Turnaround | Books closed and reports shared by the 10th of each month |
| Team | CA-supervised; day-to-day work by trained Zoho Books accountants |
| Best fit | Proprietorships, LLPs, and Private Limiteds with annual turnover up to Rs 10 crore |
| Onboarding | Live within 5 to 7 working days; Tally migration handled in-house |
Why Indian businesses hand off Zoho Books to a CA firm.
Zoho Books is, on its own, an excellent piece of software. The India edition handles GST invoicing, e-invoicing, e-way bills, GSTR-1 and GSTR-3B filing, multi-GSTIN setup, TDS at source, and a clean chart of accounts - all from the cloud. The Free plan even covers businesses under Rs 25 lakh turnover with no time limit. That part is not the problem.
The problem is that good software in untrained hands still produces messy books. A founder who set up Zoho Books themselves, posted six months of transactions into the wrong ledgers, missed three GSTR-3B due dates, claimed input tax credit on blocked expenses under Section 17(5), and only realised in October when their CA asked for a trial balance for the tax audit. By then the cleanup costs more than the software does.
What we do at Regikart is sit on the other side of that. Our team configures Zoho Books for your business correctly the first time - GSTIN, place of supply, HSN/SAC mapping, TDS sections, chart of accounts aligned to Schedule III, opening balances reconciled - and then runs your books month after month so your returns file themselves and your year-end audit is a non-event.
We're not the cheapest. We sign off on what gets filed.
We are not the cheapest Zoho Books provider you will find. We are not trying to be. What we offer is one team that handles your books, your GST, your TDS, your annual ROC filings, and your income tax return - and a CA who signs off on what gets filed.
Most online bookkeeping providers stop at data entry. When a GST notice arrives, when an input tax credit dispute comes up, when you need to defend a position to the assessing officer, they tell you to find a CA. We are the CA.
CA-led, not data entry shop
Every set of books and every return is reviewed by a Chartered Accountant before filing. Deepak Jaiswal (FCA) heads our accounting and tax practice and signs off on what gets filed.
Onshore, India-time
Your team sits in Kolkata, Delhi, Gurugram, or Pune - not in a different timezone. Calls happen during your working hours.
One firm for everything
Bookkeeping, GST, TDS, ROC, ITR, and audit support under one engagement. You do not have to coordinate four different vendors.
Zoho-fluent
We work in Zoho Books every day across hundreds of organisations. We know its quirks, its strong points, and where it needs workarounds.
Audit-ready always
Books are closed on a fixed monthly cycle. When your statutory auditor or income tax officer asks for something, it exists and it reconciles.
Transparent pricing
Plans and add-ons are published on this page. No surprise invoices, no hourly creep.
Zoho Books vs Tally vs QuickBooks - quick comparison
We support all three. This is genuine guidance, not a sales pitch for Zoho.
| Capability | Zoho Books | Tally | QuickBooks Online India |
|---|---|---|---|
| Cloud-native | Yes | No (cloud version exists but feels bolted on) | Yes |
| GST filing inside the software | Yes (Zoho is a GSP) | Yes (via TallyPrime + GST plugin) | Limited; usually need a separate GSP |
| E-invoicing IRN generation | Native | Native | Add-on / third-party |
| Indian bank feeds | 30+ banks | Manual import or paid connectors | 10+ banks |
| Pricing (India edition, monthly) | Free to Rs 9,999 | Rs 750 to Rs 4,500 (Silver/Gold/Multi-user) | USD-priced; INR equivalent higher |
| Multi-GSTIN | Yes (Professional+) | Yes | Limited |
| Best for | Service businesses, SaaS, agencies, e-commerce | Traders, distributors, manufacturers with deep Tally history | India ops of foreign-parent companies |
Bottom line: Choose Zoho Books if you want cloud-first accounting tightly integrated with the rest of the Zoho suite (CRM, Inventory, Payroll, Expense). Choose Tally if your industry already runs on Tally. Choose QuickBooks if your parent company already uses it globally.
What's included in our Zoho Books service
Most Zoho Books problems trace back to the first 10 days. If the GSTIN is entered with one wrong digit, every e-invoice gets rejected. If place of supply is left at the default for a multi-state business, your IGST and CGST/SGST split breaks across the entire year. We do this part properly.
GST is the single largest source of pain for Indian businesses on Zoho Books - and the single largest source of penalty notices. We file from inside Zoho Books, not by exporting JSON and uploading it elsewhere.
6.1 Initial setup and configuration (one-time)
- Organisation profile - legal name, PAN, GSTIN, FY start, base currency, fiscal year locking.
- GST configuration - composition or regular, multi-GSTIN, reverse charge defaults, e-invoicing if applicable.
- Chart of accounts aligned to Schedule III of the Companies Act so year-end maps cleanly.
- TDS sections enabled for the rates you actually deduct (194C, 194J, 194I, 194Q, etc.).
- Bank feeds activated for HDFC, ICICI, Axis, Kotak, SBI, Yes Bank, IDFC First, and 30+ Indian banks.
- User roles and permissions for your team, CA, and auditors.
- Migration from Tally, QuickBooks, Busy, or Excel - masters and opening balances reconciled.
6.2 Monthly bookkeeping (recurring)
- Daily or weekly entry of sales invoices, purchase bills, expense vouchers, and journal entries.
- Bank reconciliation across all linked accounts - auto-matched and manually resolved.
- Credit card and wallet reconciliation (Paytm, PhonePe, GPay business accounts).
- AR and AP follow-up reports shared weekly.
- Inventory tracking and stock-in-hand reports for product businesses.
- Vendor and customer master maintenance with PAN, GSTIN, and TDS section pre-tagged.
- Books closed by the 10th of each month with a signed closing checklist.
6.3 GST compliance built into the workflow
- GSTR-1 filed by the 11th of each month (or 13th of month after the quarter for QRMP).
- GSTR-3B filed by the 20th, with ITC reconciled against GSTR-2B inside Zoho Books.
- E-invoicing via Zoho's GSP - IRN and QR code generation on every B2B invoice above threshold.
- E-way bills generated directly from Zoho Books for goods movement above Rs 50,000.
- GSTR-9 and GSTR-9C (annual return and reconciliation) prepared and filed.
- Notice handling - DRC-01, DRC-03, ASMT-10 and other GST notices replied to for periods we managed.
6.4 TDS deduction, deposit, and returns
- TDS tagged at bill or payment stage in Zoho Books with the correct section and rate.
- Monthly TDS deposit via Challan 281 by the 7th of the following month.
- Quarterly TDS returns - Form 24Q (salaries), 26Q (non-salary residents), 27Q (non-residents), 27EQ (TCS).
- Form 16 and Form 16A generation and dispatch.
- TRACES portal reconciliation and lower-deduction certificate (Form 13) coordination where applicable.
6.5 Year-end financials and ITR coordination
- Year-end finalisation - depreciation under Companies Act and Income Tax Act, prepaid and accrued adjustments.
- Audit-ready trial balance, P&L, balance sheet, and cash flow statement.
- Coordination with your statutory auditor (yours or one of our partner CAs).
- ITR-3, ITR-5, or ITR-6 filing depending on entity type; tax audit support under Section 44AB if applicable.
- Director's Report, AOC-4, and MGT-7A coordination for Private Limited and OPC clients.
6.6 What's not included (so you can plan)
- The Zoho Books software subscription itself - paid directly to Zoho.
- Statutory audit fees (independent CA, where applicable under Section 44AB or Section 139).
- Payroll processing for more than 5 employees - Zoho Payroll quoted separately.
- ROC filings (AOC-4, MGT-7A, DIR-3 KYC, etc.) - separate quote.
- GST registration, amendments, or new GSTIN additions in other states - quoted separately.
- Backlog cleanup for periods before engagement - one-time project after assessment.
Who this service is for
Best fit
- Proprietorships, LLPs, and Private Limited Companies with annual turnover between Rs 25 lakh and Rs 10 crore.
- Founders who already use or are migrating to Zoho Books and want a CA-led team running it.
- Businesses with 2 to 5 bank accounts, 1 to 3 GSTINs, and 50 to 500 monthly transactions.
- Service businesses (consultancies, agencies, SaaS, professional services) and product businesses with light inventory.
- Founders who want their accountant, GST consultant, TDS filer, and ITR preparer to be one team - not four.
Not the right fit
- Businesses with turnover above Rs 25 crore and complex consolidation needs - usually need a full-time controller.
- Manufacturing businesses with heavy inventory, BOM, and cost accounting needs - Zoho Inventory or an ERP may be a better fit.
- Businesses that want their books in Tally and have no intention of moving to cloud accounting - see our Tally accounting service.
- Anyone looking for the cheapest possible bookkeeper. We are mid-market priced because a CA reviews every set of books.
Documents you'll need to share with us
We send a structured request in writing once you sign - this is just a heads-up.
Identity and entity
- PAN and Aadhaar of authorised signatory (proprietor / partners / directors).
- Certificate of Incorporation, MOA-AOA (companies); LLP Agreement (LLPs); Partnership Deed (firms).
- GST Registration Certificate (REG-06) for each GSTIN.
Financial history
- Last 2 years' financial statements (balance sheet, P&L, tax audit report if applicable).
- Last 6 months' bank statements (PDF or CSV) for every business bank account.
- Existing chart of accounts and trial balance, if you're migrating from another software.
Masters and access
- Customer and vendor master with PAN, GSTIN, and addresses.
- Item or service master with HSN/SAC codes and GST rates.
- Outstanding receivables and payables as on the migration cut-off date.
- GST portal credentials (or add us as authorised representative) and your Zoho Books organisation login.
From discovery call to steady state in 30 days.
Discovery call
A 30-minute call with the engagement CA (usually Deepak Jaiswal, who heads our accounting and tax practice). We map your business: entity type, turnover, GSTINs, employee count, bank accounts, current software, pain points.
Proposal and contract
You receive a written proposal listing scope, monthly fee, one-time setup or migration fee if any, and the team assigned to your account.
Access and onboarding
You add us as users on Zoho Books, your banks, and your GST portal. We collect last 2 years' financial statements, last 6 months' bank statements, and your master data (customers, vendors, items).
Setup or cleanup
If you're new to Zoho Books, we configure the organisation from scratch. If you're migrating from Tally or QuickBooks, we run the migration and reconcile opening balances. If your existing Zoho is messy, we run a cleanup sprint.
First reconciliation
We close the current month's books, reconcile all banks, generate the first set of reports, and walk you through what's in them.
Steady state
You receive your monthly closing report by the 10th of the next month. GSTR-1 goes out by the 11th. GSTR-3B by the 20th. Recurring cadence locked.
Transparent and volume-based.
Pricing is anchored to monthly transaction volume and the number of GSTINs, because those are the two variables that genuinely determine effort. Everything below is the Regikart professional fee - it does not include your Zoho Books software subscription (paid to Zoho) or the 18% GST applicable on our fee.
Starter
Up to 100 txns/mo, 1 GSTIN, 1 bank account
Best for: Sole proprietors, freelancers, very early-stage startups
Growth
Up to 300 txns/mo, 1 GSTIN, up to 3 bank accounts
Best for: Funded startups, growing service businesses
Scale
Up to 750 txns/mo, up to 2 GSTINs, up to 5 bank accounts
Best for: Established SMEs, multi-state operations
Enterprise
750+ txns/mo, 3+ GSTINs, complex setup
Best for: Larger companies, group structures, multi-entity
Common add-ons
| Add-on | Fee | Notes |
|---|---|---|
| Zoho Books setup from scratch | Rs 7,500 one-time | Org config, COA, GST, TDS, bank feeds, user roles |
| Migration from Tally/QuickBooks/Busy | Rs 12,500 one-time | Up to 12 months of historical data; quoted higher for longer history |
| Backlog cleanup | Quoted after assessment | Depends on volume and state of existing books |
| Payroll (Zoho Payroll) | Rs 1,499/mo + Rs 50 per employee | Up to 25 employees in this slab |
| Annual ROC filings (Pvt Ltd / LLP) | Rs 9,999 onwards | AOC-4, MGT-7A, DIR-3 KYC, statutory registers |
| Statutory audit | Rs 35,000 onwards | Quoted per turnover and complexity |
| GSTR-9 and GSTR-9C annual filing | Rs 6,500 onwards | Quoted per turnover band |
All fees and charges listed are indicative only and do not constitute a binding offer. Final amounts may vary depending on the volume of work and the complexity involved.
Your data stays yours
Zoho Books is cloud-based - you log in from any device and see your books in real time. The monthly closing report we send is a curated view; the underlying data is yours, always. No lock-in - the engagement is month-to-month after the first 30 days, and if you leave we hand over your Zoho Books organisation cleanly with a closing handover note.
The statutes that govern your books.
Companies Act, 2013
Schedule III formats for balance sheet and P&L. AOC-4, MGT-7A, DIR-3 KYC, statutory registers for Pvt Ltd and OPC clients.
CGST Act, 2017
GSTR-1 by the 11th, GSTR-3B by the 20th, GSTR-9 and 9C annual. Section 17(5) ITC blocks. E-invoicing thresholds, e-way bills above Rs 50,000.
Income Tax Act, 1961
TDS sections 194C, 194J, 194I, 194Q, 192. Challan 281 by the 7th. Quarterly returns 24Q/26Q/27Q/27EQ. Tax audit u/s 44AB; ITR-3/5/6.
Indian Accounting Standards
Depreciation under Companies Act and Income Tax Act, related-party reconciliation, accrual and prepaid adjustments aligned to Ind AS where applicable.
Zoho Books accounting - answered.
Questions, answered.
If you don't see your question here, write to us - a senior partner usually replies within a couple of business hours.
Still have questions?
Book a free 20-minute consult with a senior partner - we'll walk through your case and outline next steps.
Talk to a partner →What pairs well with Zoho Books accounting
Accounting Services (Hub)
Multi-software bookkeeping, GST, TDS, ROC under one CA-led engagement.
Tally Accounting
TallyPrime managed services for traders, distributors, and manufacturers.
GST Registration
GSTIN application, place-of-supply mapping, and multi-state additions.
Income Tax Return Filing
ITR-3, ITR-5, ITR-6 prepared from your Zoho Books trial balance.
Hand off your Zoho Books to a CA-led team and stop worrying about the 7th, the 11th, and the 20th.
A 30-minute discovery call. A written proposal within 48 hours. Live on Zoho Books in 5 to 7 working days. Books closed by the 10th of every month after that.
Reviewed by CA & CS Team · Regikart · Last updated 26 May 2026