Udyam (MSME) Registration in India
Udyam registration is free on the Ministry of MSME's official portal, udyamregistration.gov.in. Regikart's ₹499 fee is for doing it for you: we check your MSME category under the composite test, file on the official portal and hand you the 12-digit URN certificate.
- Free government process
- 12-digit URN issued
- 45-day payment rule (micro and small)
- Pan-India CA + CS team
Fixed quote, before you pay
Get your Udyam registration quote
Leave your name and number. Our team calls you, confirms which registration or licence your business needs and sends a fixed written quote, with the government fee shown separately.
- Applications, documents and follow-up with the department handled by our team
- 250+ clients served from Kolkata, Delhi and Bengaluru, and remotely across India
Udyam registration is free. Use only udyamregistration.gov.in.
The Ministry of MSME's Udyam portal states that there is no fee for Udyam registration and that no one needs to be paid for it. The only official website is udyamregistration.gov.in.
Search results for “Udyam registration” include private websites with names and layouts that look official. Some of them charge a fee for a “government” registration that costs nothing. Before you enter your Aadhaar anywhere, check that the address bar shows udyamregistration.gov.in.
You can register yourself in one sitting with your Aadhaar, PAN and GSTIN. Regikart's ₹499 is only for doing it for you: we check your MSME category, pick the NIC codes, file on the official portal and send you the certificate. We never charge an “expediting” or “government” fee on top.
At a glance
Udyam registration - the essentials
| Issued by | Ministry of MSME, on udyamregistration.gov.in |
| Governing law | MSMED Act 2006; revised classification via S.O. 1364(E) dated 21 March 2025, effective 1 April 2025 |
| Output | 12-digit Udyam Registration Number (URN) and e-certificate with QR code |
| Government fee | Free - the process is fully online, paperless and Aadhaar-based |
| Validity | Lifetime; an annual update of turnover, investment and ownership is required |
| Basis | Aadhaar and self-declaration; no document uploads. Investment pulled from ITR, turnover from GST |
| Key benefit | 45-day payment rule for registered micro and small enterprises (section 43B(h) of the Income-tax Act, 1961, up to FY 2025-26; the Income-tax Act, 2025 from Tax Year 2026-27) |
Why it matters
Why Udyam is worth registering for, today
The certificate is free and quick - but the real story is what it unlocks. Cheaper credit, tender access, payment protection and a sharper credibility signal with banks and buyers.
45-day payment rule
Buyers must pay registered micro and small enterprises within 45 days (15 days where there is no agreement). If they pay late, the buyer loses the deduction for that year and gets it only in the year of actual payment, a strong reason to pay you on time.
Cheaper, collateral-free credit
CGTMSE-backed loans up to ₹10 crore without collateral for micro and small enterprises, and priority sector lending from banks. Lenders usually ask for a valid Udyam certificate.
Government tender preference
Exemption from prior experience, turnover criteria and earnest money deposit on GeM. Reserved categories of government procurement open up to MSMEs.
Budget 2025 widened the door
Investment limits rose 2.5x and turnover limits doubled from 1 April 2025. Many businesses that had outgrown the old limits now qualify again - registering or re-checking is worth real money.
MSME classification (from 1 April 2025)
Revised limits under Budget 2025
Notified via S.O. 1364(E) dated 21 March 2025. Both investment and turnover must be within the limit - if either is exceeded, the enterprise moves to the next higher category. Investment limits rose 2.5x and turnover limits doubled.
If a bank, tender or scheme asks for your turnover certified by a chartered accountant, see turnover certificate.
| Category | Investment (plant, machinery, equipment) | Annual turnover |
|---|---|---|
| Micro | Up to ₹2.5 crore | Up to ₹10 crore |
| Small | Up to ₹25 crore | Up to ₹100 crore |
| Medium | Up to ₹125 crore | Up to ₹500 crore |
Old vs revised limits
Many businesses that had outgrown the old limits now qualify again. Existing registrations benefit automatically without re-registration.
| Category | Old (investment / turnover) | Revised from 1 Apr 2025 |
|---|---|---|
| Micro | ₹1 cr / ₹5 cr | ₹2.5 cr / ₹10 cr |
| Small | ₹10 cr / ₹50 cr | ₹25 cr / ₹100 cr |
| Medium | ₹50 cr / ₹250 cr | ₹125 cr / ₹500 cr |
Who needs it
Who should register for Udyam?
Registration is voluntary but practical from day one. Most MSME schemes, tender benefits and the 45-day payment rule for micro and small suppliers require a valid Udyam certificate. Exporting too? You will also need an IEC for exporters. For many agricultural and processed food products, the Udyam certificate is accepted as manufacturing proof for APEDA registration.
Trading or consulting on your own? See our sole proprietorship registration page for the other registrations a proprietor usually needs alongside Udyam.
Manufacturers and service providers
Any manufacturer or service provider within the micro, small or medium investment and turnover limits. The composite test applies - both numbers must be within range.
Wholesale and retail traders
Traders have been eligible since July 2021. If you run a trading business within the limits, you can register and access most MSME schemes - subject to specific scheme-level eligibility.
All entity types
Proprietorships, partnerships, LLPs, private and public companies, trusts and societies can all register. The Aadhaar of the authorised person plus the PAN of the enterprise drive the process.
Regikart Udyam services
What we handle end-to-end
Classification check
We confirm whether you are micro, small or medium under the revised Budget 2025 limits, applying the composite investment-plus-turnover test correctly.
Portal filing
We register your enterprise on udyamregistration.gov.in, validate Aadhaar, PAN and GSTIN, and obtain the 12-digit URN with the e-certificate.
Udyog Aadhaar migration
We move legacy UAM registrations to Udyam. Udyog Aadhaar has not been valid for benefits since 30 June 2022 - if you are still on it, your benefits are at risk.
Annual update
We update turnover, investment and ownership every year on the Udyam portal so the registration stays active. Skipping this can deactivate your URN.
Udyam Assist Platform
Informal micro enterprises without a PAN or GST registration can get a certificate through the Udyam Assist Platform (UAP), which designated agencies operate free of charge. We tell you whether UAP or full Udyam registration fits and guide you to the right route.
Benefit guidance
We explain how your registration relates to CGTMSE collateral-free credit, GeM tender preference, TReDS invoice discounting and the 45-day payment rule, so the certificate is not just a piece of paper.
The process
Udyam registration in 6 steps
Aadhaar to URN, with no documents uploaded and no government fee.
- Step 01Day 1
Open the Udyam portal
Go to udyamregistration.gov.in and choose 'For new entrepreneurs who are not registered yet as MSME' - the right path for a first-time Udyam registration.
- Step 02Day 1
Enter Aadhaar and verify by OTP
Enter the Aadhaar of the proprietor, managing partner, authorised signatory or director (depending on entity type) and verify with the OTP sent to the linked mobile.
- Step 03Day 1
Validate PAN and GSTIN
Validate the enterprise's PAN, and the GSTIN where applicable. The portal cross-checks these with the income tax and GST systems in real time.
- Step 04Day 1
Enter business details
Enter the enterprise's name, organisation type, address, bank details, NIC activity codes, investment in plant and machinery, and turnover figures.
- Step 05Day 1
Accept self-declaration and submit
Review the data, accept the self-declaration that the information is true, and submit with the final OTP. There are no documents to upload at any stage.
- Step 06Final step
Receive URN and e-certificate
Download the 12-digit Udyam Registration Number and the e-certificate with a QR code once Aadhaar, PAN and GST validate cleanly.
Details required
What we need from you
No documents are uploaded - the process is fully self-declaration based. We just need the right details to validate cleanly.
Identity
- Aadhaar of the proprietor (proprietorship)
- Aadhaar of the managing partner (partnership / LLP)
- Aadhaar of the authorised signatory / director (company, trust, society)
- Aadhaar must be linked to mobile for OTP verification
Enterprise details
- PAN of the enterprise
- GSTIN of the enterprise, where registered under GST Not registered? See GST registration first.
- Bank account number and IFSC code
- NIC activity codes for the principal business activity
Financial figures
- Investment in plant, machinery or equipment
- Annual turnover (excluding export turnover for classification)
- Number of employees - male, female and others
- Self-declared as on the last filed ITR / GST return
Benefits
What Udyam registration unlocks
CGTMSE collateral-free credit
Loans up to ₹10 crore under the Credit Guarantee Fund Trust for Micro and Small Enterprises (raised from ₹5 crore by the Union Budget 2025-26), without collateral or third-party guarantee.
Government procurement preference
Reserved procurement for MSMEs, exemption from prior experience and turnover criteria, no earnest money deposit on GeM, and access to public-sector tenders. Selling on GeM starts with GeM registration.
45-day payment rule
Buyers must clear dues to registered micro and small enterprises within 45 days (15 days without an agreement). A late payment is allowed as a tax deduction only in the year it is actually paid.
Priority sector lending
MSME loans count as priority sector lending for banks, and many lenders run dedicated MSME credit products. Applying for a working capital limit? See CMA data for a bank loan.
TReDS invoice discounting
Access to the Trade Receivables Discounting System (TReDS) platform to convert receivables from large buyers into immediate cash at competitive rates.
Subsidies and schemes
Interest subsidies, ISO certification reimbursement, patent and trademark fee rebates, and access to dozens of central and state MSME schemes.
Delayed payments
The 45-day payment rule: who it covers
The 45-day rule helps only micro and small enterprises registered under Udyam. It does not apply to payments to medium enterprises.
Under section 15 of the MSMED Act, a buyer must pay a micro or small supplier within the agreed period, which cannot exceed 45 days, or within 15 days where there is no written agreement. If the buyer pays late, two things follow:
- Interest under the MSMED Act. Section 16 makes the buyer liable for compound interest at three times the bank rate notified by the Reserve Bank of India, and you can take a dispute to the MSE Facilitation Council through the MSME Samadhaan portal.
- Tax cost for the buyer. For FY 2025-26, section 43B(h) of the Income-tax Act, 1961 allows the buyer to deduct the expense only in the year it is actually paid. From Tax Year 2026-27, the Income-tax Act, 2025 carries the same actual-payment rule.
Companies that owe micro or small suppliers beyond 45 days also report it to the MCA in MSME Form I every half year: see MSME-1 filing.
Track supplier dues with our accounting service.
Pricing
Our Udyam registration fee
There is no government fee: registration on udyamregistration.gov.in is free. Regikart's professional fee of ₹499 is for filing a new registration for you.
| Item | Amount |
|---|---|
| Professional fee: new Udyam registration filed by Regikart | ₹499 |
| Government fee: Udyam registration on udyamregistration.gov.in | No government fee (registration is free) |
Professional fees exclude GST at 18%. Government fees, where they apply, are paid at actuals to the department and are shown separately. Fees verified on 21 September 2026.
Included in ₹499: a check of your category under the revised limits, validation of Aadhaar, PAN and GSTIN, NIC code selection, filing on the official portal and delivery of the URN and e-certificate. Udyog Aadhaar migration and multi-unit cases are quoted after we see the details.
Start Udyam registrationWhy Regikart
Why MSMEs choose us
CA and CS led
Classification, filing and annual updates are reviewed by qualified Chartered Accountants and Company Secretaries - not by VAs reading off a portal.
Composite test applied correctly
Both investment and turnover must be within the limit and units under one PAN are aggregated. We apply the test properly so your category is right from day one.
Annual update tracking
We calendar your yearly update and file it, so the turnover, investment and ownership details on your registration stay current.
Pan-India presence
Offices in Kolkata (head office), Delhi and Bengaluru. We serve MSMEs across India online. 250+ clients.
Benefit guidance
A certificate on its own does little. We explain which of CGTMSE, GeM, TReDS and the 45-day payment rule apply to your business, so you know what to pursue next.
Transparent pricing
Fixed professional fee disclosed upfront. The government portal fee is zero, and we never charge fake 'expediting' or 'government' premiums on a free process.
Common mistakes
Where DIY Udyam filings go wrong
Wrong classification
Using only investment or only turnover gives the wrong category. The composite test means whichever is higher wins - we apply it correctly to lock in the right MSME tier.
Aggregation across units missed
All units operating under one PAN must be combined. Founders often register separately and end up in the wrong category, losing benefits or facing inspection risk.
Stale Udyog Aadhaar (UAM)
A UAM certificate has not been valid for benefits since 30 June 2022. If you are still flashing the old certificate, you have no actual MSME status. Migrate immediately.
Missed annual update
Skipping the yearly update on the Udyam portal can deactivate your registration silently. Banks and tender portals will flag this; we track and file it for you.
Treating Udyam as enough
The certificate alone does not unlock CGTMSE, GeM or TReDS - each scheme needs separate onboarding. We tell you which benefits are worth pursuing for your business.
DIY vs Regikart
Filing it yourself vs with us
| Aspect | DIY filing | With Regikart |
|---|---|---|
| Classification | Single-metric guesswork - wrong category common | Composite test under revised Budget 2025 limits |
| Aadhaar / PAN / GST validation | Failed validations cause repeat OTP cycles | Pre-checked before filing |
| NIC activity codes | Generic code picked - hurts scheme eligibility | Mapped to your real activity for max benefit |
| Multi-unit aggregation | Often missed - leads to wrong category | Aggregated correctly under one PAN |
| Annual update | Forgotten - registration goes inactive | Calendared and filed every year |
| Benefit activation | Certificate sits unused | We explain which of CGTMSE, GeM and TReDS apply to you |
Legal and compliance framework
The rules behind the certificate
MSMED Act 2006
Udyam registration is granted under the MSMED Act 2006 and Ministry of MSME notifications. The revised classification limits were notified via S.O. 1364(E) dated 21 March 2025, effective 1 April 2025.
Section 43B(h), Income-tax Act, 1961 (FY 2025-26), and the Income-tax Act, 2025
A buyer must pay a registered micro or small enterprise within the time in section 15 of the MSMED Act: 45 days, or 15 days where there is no written agreement. For FY 2025-26, section 43B(h) of the Income-tax Act, 1961 then allows the buyer's deduction only in the year of actual payment. From Tax Year 2026-27, the Income-tax Act, 2025 carries the same actual-payment rule.
Delayed payment protection
Under Sections 15 and 16 of the MSMED Act, a buyer who delays beyond the agreed or statutory period owes compound interest, and disputes can be raised before the MSME Samadhaan facilitation council.
MCA reporting (MSME Form I)
Companies with payments outstanding to micro or small suppliers beyond 45 days must file MSME Form I with the MCA on a half-yearly basis, by 31 October and 30 April.
Frequently asked questions
Common questions on the free official portal, the revised limits, the 45-day payment rule, Udyam Assist and Udyog Aadhaar.
Related services
Build the wider business stack
GST registration
GST feeds turnover data into your Udyam classification.
Private limited company registration
Udyam is the natural next step after incorporation.
Trademark registration
Micro and small enterprises with Udyam proof pay ₹4,500 per class instead of ₹9,000.
Startup India (DPIIT) registration
Stack startup recognition on top of MSME status.
Talk to Regikart
Register your MSME and unlock the benefits
The government registration is free. Our ₹499 service covers the classification check, filing on the official portal and your URN certificate. Call or WhatsApp +91 70444 94804.
About Regikart
Regikart Private Limited, a CA and CS firm with offices in Kolkata (head office), Delhi and Bengaluru, files Udyam registrations and migrates legacy Udyog Aadhaar registrations for 250+ clients.
Offices
Kolkata (head office), Delhi, Bengaluru
Led by
CA + CS team
Service
Pan-India, online
Hours
Mon to Sat, 9 am to 7 pm
Udyam registration in your city
Local details for Udyam registration in each city we serve.